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Do you know where you are spending your money? The habits of America in 2023. Apr 15, 2023

 It’s 2023, do you know where your money went?

    It’s become very easy to spend money and not eve...

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Why do I want a Spending Plan and not a budget? Oct 14, 2022

Hi All!

Let's talk a bit about spending plans. I know, the idea of a budgets sucks. It means no mor...

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Heidi MacVittie

Hi, I'm Dr. Heidi MacVittie. My goal is to help people just like you create the financial future they deserve! I have created simple tools that you can use to make it happen. These tools are proven and I used them to pay off all my student loans, credit card debt and retire! Check out my blog for simple financial tips to get you started.

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